Services
CHB Budget Services provides FREE specialist one to one budget advice to the community of Central Hawkes Bay in a supportive, non-judgemental environment. We welcome self-referrals or referrals from other community organisations
Financial Mentoring
FREE One On One Consultation
During your free one-on-one consultation our qualified Financial Mentors will guide you through your financial situation. You can expect an informed, non-judgmental approach to resolve any financial struggles, or help you plan for your future and the future of your whānau.
Some of the types of things we also help with often are
Hire Purchase/loan agreements support
Credit card issues resolutions
Power/rent/phone arrears support
Baycorp/Debt Collection debts
Court Fine resolution
Insolvency
Kiwisaver Hardship Withdrawals
Banking Support Services:
Online banking help and support
If you are on a benefit, please bring your MyMSD log in and mobile phone, as it is easier to get an accurate picture of your entitlements through the online portal.
Also, if you use online banking, please bring your log in, as it is easier to print your bank statements for review if needed.
Budgeting
We'll get you sorted
A budget needs to give freedom not restraints, which is why we work together to make a balanced budget. Most people feel they can’t ask for help with budgeting because it should be something that everybody can do. In reality, there are very few of us who know everything about managing personal or home budgets. That is why our Financial mentors are here to help and guide you to set and run your own budget, and give you the tools to make it fit going forward.
It is better to ask for help before the issues snowball out of control.
Managing Debt
We'll give you the tools
There are so many options for debt, whether it is a personal loan, car loan, credit card or buy now, pay later. We are there to guide and educate you on what to look for in lending contracts, as there are a lot of new rules under the Credit Contracts and Consumer Finance Act 2003 (CCCFA Act 2003)
Our Financial Mentors are also there to help if there has been a change in your financial position and you need to apply for hardship under your loan, and discuss other options to manage your debt. You are better to get ahead with hardship, then behind as it can affect your credit rating, and your ability to apply for future credit.
Group Workshops
Community Partnership
We hold a number of workshops to build the financial capability of Central Hawkes Bay. These can be run through schools, private or public organisations - we offer a range of flexibility.
Some of the topics we cover are:
Youth Financial literacy
Debt
Pros & Cons of Guarantors/Guarantees
Fraud/Scams/Online Safety
Online banking
Digital Literacy
Budgeting
Saving
Budget Bootcamp
Running Tuesdays 11am at EIT Waipukurau during school terms
Our free Budget Bootcamp workshops are a 6 week rolling course that covers:
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Money Personality
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Needs and Wants
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Goals
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Budgeting
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Saving & Investing
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Debt - Two sessions covering debt and credit checks
You can start coming at anytime during the 6 weeks and you will learn all covered topics. Anyone is welcome to attend, no obligation.
If you attend the 6 weeks, at the end you will receive a certificate.
To keep up to date when the workshop is running follow our Central Hawkes Bay Budget Services Facebook
